Absence Protection | Terms Of Use

Who are Absence Protection?

Absence Protection Limited is a limited company that is registered in England having the company registration number 04136959. Our principal place of business in the UK is situated at 2 Regent Street, Knutsford, Cheshire WA16 6DR (“Absence Protection”, "we", or "us"). We are authorised and regulated by the Financial Conduct Authority and registered with both the Information Commissioner under the Data Protection Act and the Office of Fair Trading under the Consumer Credit Act.

Using our website

We are pleased to provide our website for you to use but you must use it in an acceptable and reasonable way at all times and only for lawful purposes. You must not use our website:

in any way that breaches any applicable law or regulation;
in any way that is offensive or may be deemed offensive;
in any way that is fraudulent or has any fraudulent purpose;
to send any unsolicited form of unsolicited communication (spam); or
to transmit any data, send or upload any material that contains any harmful programs, such as viruses, Trojan horses, worms, or time-bombs.

You also agree not to:

reproduce or copy any part of our website; or
interfere with, damage or disrupt our website, or any related equipment, network or software.

Other things you need to know about our website

We take steps to ensure that all information we provide on our website about our insurance schemes and services is correct and complete at the time of the last update to the relevant page but we do not promise that it will be correct and complete.

We aim to update our website regularly, and may change the content at any time. If the need arises, we may suspend access to our website, or close it indefinitely.

Links from our website

Our website includes links that allow you to leave our website and visit third party websites. We have no control over those websites, so we are not responsible for the content, use by you or availability of those third party websites.

Client areas of our website Certain areas of our website are restricted for our clients to access these areas you need both your client ID and your password. If you have any difficulties please do not hesitate to contact your client manager. You will be responsible for keeping your user ID and password confidential and secure and for all use made of your account, whether or not it is used by you or with your authority. Please notify us immediately if you become aware of any unauthorised use. The client area is only for use by clients and you should not allow any other person or company to use your client ID and password to access the client area.

Intellectual property rights

The design and content of our website, and the material published on it, is protected by copyright and is owned by either us and/or Impactus Data Solutions Limited (“Impactus”) We or Impactus retain the exclusive right to authorise or prohibit the direct or indirect reproduction of our website by any means. You agree not to copy, adapt, alter or create any derivative work from any material on our website without our written approval.

What happens if things don't go as planned?

We will always try to ensure our website and the material on it meets is accurate and is not misleading. However, because of the nature of our website and the wide range of information sometimes things may go wrong. This does not affect any other liability which we are not allowed to limit or exclude by law.

Cookies

We use cookies on our website (which are small text files which allows our website to "remember" who you are).

Your information

The website includes areas where you are requested to provide information about yourself. Any personal data you provide to us through the website shall be subject to the terms of our Privacy Policy which also forms part of these terms.

General

These terms and the use of the website and its content shall be governed by and construed in all respects in accordance with English law. You agree that the English courts shall have exclusive jurisdiction to settle any claims or proceedings relating to these terms or their subject matter.