Maternity Policy
Do you need maternity cover at your school?
Introduction
Although the announcement of an impending birth is always something to celebrate, it can often be a worry for employers who may be left wondering what the impact will be on their school. Suddenly, a key team member isn’t there and there’s no way to know if they’re coming back. This makes maternity leave particularly hard to plan and budget for.
For most schools, academies and colleges, a maternity absence is inevitable sooner or later. It can be disruptive and expensive to provide cover when a teacher takes time off to have a baby. Whilst National Insurance repays most of the absent teacher’s salary, most schools need assistance to help pay for a replacement teacher.
At Absence Protection we offer two different types of maternity cover and are the only provider to offer the option to recieve maternity claim payments from the day maternity leave commences.
Benefits of our maternity policies
Peace of mind
Our maternity policies will provide your school with the reassurance that should a member of staff become pregnant, you can afford to cover their absence.
Flexible cover option
We know that no two schools are the same, which is why we allow you to choose a maternity benefit of your choice up to £10,000 per full-time teacher.
Ongoing pregnancy cover
If you have staff that are expecting, or have already started their leave, we can include cover for these in your quote, simply let us know.
Maternity wellbeing service
Your staff can access a range of health and wellbeing services which have been specifically designed to assist staff during and after maternity leave.
In-house claims handling
Our clients have access to their assigned claims handler for a personal and professional service, ensuring help is only a phone call away.
Fast claim settlement
Our average claims payment time is only five working days and all claims are made by BACS payment, ensuring our schools receive their settlement quickly.
Maternity related staff absences within schools, academies and colleges
50.16%
The percentage of all days taken absent within schools, academies and colleges due to maternity.
297 days
The average length of a maternity absence in schools, academies and colleges.
£4,350
The average financial shortfall a school may experience when a member of staff takes maternity leave.
Maternity Deficit Calculator
Help with choosing your Maternity Benefit cover level
What is your member of staffs annual salary?
Usual Weekly Wage: £
Weekly SMP: £151.20
| Week of Maternity Leave | Total Weekly Pay | SMP Entitlement | School reclaim (92%) | Weekly defecit | Total Defecit |
|---|---|---|---|---|---|
| 1 to 4 | £- | £- | £- | £- | £- |
| 5 & 6 | £- | £- | £- | £- | £- |
| 7 to 18 | £- | £- | £- | £- | £- |
| 19 to 39 | £- | £- | £- | £- | £- |
| Total | £- | £- | £- | £- |
Our maternity calculator helps provide a potential indication of the financial shortfall that a school may experience when a member of staff takes maternity leave. The deficit calculated is based upon the “2010 burgundy book” and government standard SMP figures, however we cannot predict individual school circumstances therefore it remains the schools responsibility to ensure the cover amount selected is sufficient.